About Me
My journey to becoming a Financial Coach began with a realisation: the traditional financial advice industry wasn't serving everyone.
During the COVID-19 pandemic, like many, I dived deep into the world of personal finance. But while working a ski season in Val d'Isère, having achieved my Level 3 BASI qualification, I began speaking with industry insiders. I realised there was a massive gap between "selling financial products" and "actually helping people plan their lives."
I returned home with a clear mission: to bridge that gap. I didn't just want to be a coach; I wanted to be a Qualified Professional. I immediately booked my exams and have since achieved the CII Diploma in Regulated Financial Planning.
Why does this matter to you? The UK financial coaching landscape is largely unregulated. This concerned me. I saw the risk of vulnerable consumers being misled by unqualified "gurus." I built Pinson Brown to offer a safe alternative: Strategic, data-backed financial planning from a qualified expert, without the pressure of product sales.
Today, I specialise in helping pre-retirees, reitirees and DIY investors visualise their decisions. My goal is simple: to help you identify knowledge gaps, stress-test your retirement plans using Lifetime Cash Flow Modelling, and give you the confidence to enjoy your wealth.
Why Financial Coaching?
In an evolving financial landscape, traditional "Financial Advice" often comes with a heavy price tag: ongoing percentage fees (AUM) that eat into your retirement pot. I recognised that many Self-Managed Investors and Career Downshifters don't need or want someone to manage their money; they need a thinking partner to help visualise the impact of financial decisions.
I offer a transparent alternative:
- Fixed-Fee Transparency: You pay for my time and expertise, not a percentage of your wealth. This ensures my guidance is 100% unbiased.
- Strategic Validation: Using professional Cash Flow Forecasting, I help you visualise your future, answering the big questions like "Can I afford to retire?" or "Will I run out of money?"
- Empowerment, Not Dependency: Unlike traditional advisors who want to retain you as a client forever, my goal is to give you the clarity and tools to manage your own financial future with confidence.
Ready to Take Control?
The guidance you get when you work with me, enables you to achieve your financial goals and enhance your financial well-being.
Let’s work together to build your prosperous future.
Our Accreditations
We are strong believers in financial coaches being qualified in financial planning to give clients the best service available. Our founder and financial coach Andrew Brown DipPFS is qualified through the Chartered Insurance Institute. The most trusted and established institution in the financial planning industry.



